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Privacy

PRIVACY POLICY AND DISCLAIMER (LIABILITY LIMITATIONS) and TERMS OF USE OF JOINBOOMER.COM and all related Websites.

Last updated 02/11/2011

BY VISITING THIS WEBSITE AND REQUESTING INFORMATION, PRODUCTS OR SERVICES THEREON, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT PROVIDE ANY INFORMATION OR USE ANY OF THE SERVICES OR PRODUCTS OFFERED OR PROVIDED ON ANY OF THE WEBSITES REFERRED TO IN THIS PRIVACY POLICY.

PLEASE NOTE: THIS PRIVACY POLICY CHANGES FROM TIME TO TIME AND CHANGES ARE EFFECTIVE UPON POSTING. PLEASE CHECK BACK FREQUENTLY FOR UPDATES AS IT IS YOUR SOLE RESPONSIBILITY TO BE AWARE OF CHANGES. WE DO NOT PROVIDE NOTICES OF CHANGES IN ANY MANNER OTHER THAN BY POSTING THE CHANGES AT THIS WEB SITE.

This policy describes the information collection, use, and dissemination practices of JOINBOOMER.COM, and applies to JOINBOOMER'S collection, use, storage and disclosure of information by JOINBOOMER on its (a) websites, including all its divisions, subsidiaries and related companies (collectively, the "Websites"), (b) on various Third Party websites, and (c) to JOINBOOMER'S other information collection, including the purchase of customer lists from Third Parties. JOINBOOMER is not responsible for the information collection or privacy practices of Third Party websites or applications (d) and describes the Terms of Use for this website.

CALIFORNIA RESIDENTS PRIVACY RIGHTS

Companies that collect personally identifiable information ("PII") from California residents and disclose such information to Third Parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having their information shared with Third Parties. We have elected the second option and you may request that your PII not be shared with Third Parties by sending your request, including your full name, email address and postal address to: JOINBOOMER.com Suite 60257, Fraser RPO, Vancouver, BC V5W 1B5. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov.

THE INFORMATION COLLECTION, USE AND DISSEMINATION PRACTICES OF JOINBOOMER.

1. Collection of Information.

1.1 Survey Information.

JOINBOOMER collects information from individuals by various methods, including, but not limited to, when an individual voluntarily completes a surveys, order forms, or a registration page either online or offline, or by means of online or offline surveys, order forms, or registration pages operated by Third Parties (collectively, a "Survey"). (As used herein, "online" means using the Internet, including the Websites, and related technologies, and "offline" means by methods other than online, including in person, in the postal mail, using telephones and cell phones, and other similar means.) In the Surveys, JOINBOOMER or a Third Party (a "Third Party") may ask an individual to provide various information to JOINBOOMER, which may include his or her name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and online interests, and such other information as may be requested from time to time (together, "Survey Information"). JOINBOOMER may also collect information concerning an individual from another source and uses that information in combination with information provided from this web site. Completing the Surveys is completely voluntary, and individuals are under no obligation to provide Survey Information to JOINBOOMER or Third Party, but an individual may receive incentives from JOINBOOMER or a Third Party in exchange for providing Survey Information to JOINBOOMER.

1.2 Site Membership or Registration.

To the extent registration is required to receive email and possibly postal communications from JOINBOOMER, this Privacy Policy also applies to consumers that have agreed to receive e-mail marketing from JOINBOOMER, whether at our Website, via email, on Third Party websites or otherwise. We collect information in certain portions of our Website, where guests provide content submissions and suggestions or participate in interactive online activities (i.e., by way of responding to questions and surveys, community listings, ratings, searches and comparison searches, bidding, purchasing, chat, games, or bulletin boards, etc.). The personal profile information you submit to JOINBOOMER remains your property, but by submitting that information to JOINBOOMER, you grant JOINBOOMER, the right to use that information for marketing purposes. JOINBOOMER may also use such information for content improvement and feedback purposes. We may sell the personal information that you supply to us and we may join together with other businesses to bring selected retail opportunities to our members. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation. In addition, JOINBOOMER reserves the right to release current or past member information in the event JOINBOOMER believes that the membership is being or has been used in violation of the Rules or to commit unlawful acts, if the information is subpoenaed, if JOINBOOMER is sold or acquired, or when JOINBOOMER deems it necessary or appropriate. By agreeing to these terms, you hereby consent to disclosure of any record or communication to any Third Party when JOINBOOMER, in its sole discretion, determines the disclosure to be appropriate.

"Subscription" occurs when an end-user registers for JOINBOOMER'S services, either via registration at our website, via co-registration at a marketing partner's website, or via a permission pass / opt-out / no-opt mailing. JOINBOOMER collects personally identifiable information about our subscribers, based on: information gathered at the time of registration, subscriber interaction and response to subsequent electronic mailings and website use, information provided by marketing partners, and information appended from data aggregators. Information collected may include, but is not necessarily limited to: name, email address, postal address, gender, birth date, telephone number, activity, interests, user behavior and other demographic information. This information enables us to better tailor our content to subscribers' needs and to help our clients to promote and sell their products and services.

1.3 Third Party List Information.

JOINBOOMER collects information from individuals when an individual provides information to a Third Party and JOINBOOMER subsequently purchases, licenses, or otherwise acquires the information from the Third Party (the "Seller"). Such purchased information may include, but is not limited to, an individual's name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the individual may have provided to the Seller (together, "Third Party List Information"). When acquiring Third Party List Information, JOINBOOMER seeks assurances from the Seller that the Seller has a right to transfer the Third Party List Information to JOINBOOMER and that the Seller has a right to provide offers from Advertisers to the individuals whose personal information is included on the Seller's list.

1.4 Other Information.

Other occasions when JOINBOOMER obtains information from individuals include (1) when an individual is making a claim for a prize or seeking to redeem an incentive offered by JOINBOOMER or by a Third Party, (2) when an individual requests assistance through JOINBOOMER'S customer service department, and (3) when an individual voluntarily subscribes to a JOINBOOMER service or newsletter (together, "Other Information").

1.5 Cookies, Web Beacons, and Other Info Collected Using Technology.

JOINBOOMER currently uses cookie and web beacon technology to associate certain Internet-related information about an individual with information about the individual in our database. Additionally, JOINBOOMER may use other new and evolving sources of information in the future (together, "Technology Information").

(a) Cookies.

A cookie is a small amount of data stored on the hard drive of the individual's computer that allows JOINBOOMER to identify the individual with his or her corresponding data that resides in JOINBOOMER'S database. You may read more about cookies at http://cookiecentral.com. Individuals who use the Websites need to accept cookies in order to use all of the features and functionality of the Websites.

(b) Web Beacons.

A web beacon is programming code that can be used to display an image on a web page (by using an programming function -- see http://truste.org for more information), but can also be used to transfer an individual's unique user identification (often in the form of a cookie) to a database and associate the individual with previously acquired information about an individual in a database. This allows JOINBOOMER to track certain websites an individual visits online. Web beacons are used to determine products or services an individual may be interested in, and to track online behavioral habits for marketing purposes. For example, JOINBOOMER might place, with the consent of a Third Party website, a web beacon on the Third Party's website where cosmetics are sold. When Anna, an individual listed in JOINBOOMER'S database, visits the cosmetic website, JOINBOOMER receives notice by means of the web beacon that Anna visited the cosmetics site, and JOINBOOMER would then update Anna's profile with the information that Anna is interested in cosmetics. JOINBOOMER may thereafter present offers of cosmetic related products and services to Anna. In addition to using web beacons on web pages, JOINBOOMER also uses web beacons in email messages sent to individuals listed in JOINBOOMER'S database.

(c) New Technology.

The use of technology on the Internet, including cookies and web beacons, is rapidly evolving, as is JOINBOOMER'S use of new and evolving technology. As a result, JOINBOOMER strongly encourages individuals to revisit this policy for any updates regarding its use of technology.

(d) Usage Tracking.

JOINBOOMER tracks information related to the electronic mailings and web pages viewed by users and subscribers, as well as the hyperlinks clicked by subscribers, while viewing our emails or visiting our websites.

(e) Log Files.

Log files are used to track and monitor subscriber usage.

(f) Optional Registration.

JOINBOOMER may offer free voluntary registration to potential subscribers. During such registration, the subscriber is required to supply an email address and other personal information. This information is required if the subscriber wants to participate in Company services.

(g) Feedback and Inquiries.

You have the ability to contact JOINBOOMER to provide us with their feedback. JOINBOOMER uses this information to respond to you and analyze customer service issues.

1.6 Outside Information.

JOINBOOMER may receive information about individuals from Third Parties or from other sources of information outside of JOINBOOMER including information located in public databases ("Outside Information").

1.7 Individual Information.

As used herein, Individual Information means Survey Information, Third Party List Information, Other Information, Technology Information, and Outside Information, and any other information JOINBOOMER gathers or receives about individuals.

1.8 No Information Collected from Children.

JOINBOOMER will never knowingly collect any personal information about children under the age of 18. If JOINBOOMER obtains actual knowledge that it has collected personal information about a child under the age of 18, that information will be immediately deleted from our database. Because it does not collect such information, JOINBOOMER has no such information to use or to disclose to Third Parties. JOINBOOMER has designed this policy in order to comply with the Children's Online Privacy Protection Act ("COPPA").

1.9 Credit Card Information.

JOINBOOMER may in certain cases collect credit card numbers and related information, such as the expiration date of the card ("Credit Card Information") when an individual places an order from JOINBOOMER. When the Credit Card Information is submitted to JOINBOOMER, such information is encrypted and is protected with SSL encryption software. JOINBOOMER will use the Credit Card Information for purposes of processing and completing the purchase transaction, and the Credit Card Information will be disclosed to Third Parties only as necessary to complete the purchase transaction.

1.10 Links to External Websites.

JOINBOOMER'S emails and websites may contain links to external websites. You will be taken to external websites if you click on these links. Your information may be passed from JOINBOOMER'S database to the external website, and/or external database, for your convenience (e.g. your information may be used to pre-fill a form at a destination website). JOINBOOMER is not responsible for the privacy practices or content of any external website owner. We encourage you to review the privacy policy of any website you visit.

2. Use of Individual Information.

2.1 Discretion to Use Information.

JOINBOOMER MAY USE INDIVIDUAL INFORMATION FOR ANY LEGALLY PERMISSIBLE PURPOSE IN COMPANY'S SOLE DISCRETION.

The following paragraphs in Section 2 describe how JOINBOOMER currently uses Individual Information, but JOINBOOMER may change or broaden its use at any time. As noted below, JOINBOOMER may update this policy from time to time. JOINBOOMER may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.

2.2 Email and Unsubscribe Policy.

JOINBOOMER uses Individual Information to provide promotional offers by email to individuals. JOINBOOMER may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. To unsubscribe from all JOINBOOMER'S email lists, a person must send an email to us using the

Contact Form.

JOINBOOMER'S unsubscribe process impacts only the future delivery of electronic mailings disseminated by JOINBOOMER on its own behalf. You may still receive electronic mailings sent on behalf of Third Parties and your personal information may still be shared with Third Parties for use in offline marketing and data appends, including email appends. You should also note that unsubscribing from JOINBOOMER'S electronic mailings will not automatically unsubscribe the subscriber's information from any Third Party associates and licensees of the data. Since Third Party associates and licensee partners maintain separate databases from JOINBOOMER, and you will need to unsubscribe from each source individually, if desired. This allows you the freedom to pick and choose which subscriptions to maintain and which to discontinue.

2.3 Content of Email Messages.

In certain commercial email messages sent by JOINBOOMER, an Advertiser's name will appear in the "From:" line but hitting the "Reply" button will cause a reply email to be sent to JOINBOOMER. The "Subject:" line of JOINBOOMER email messages will usually contain a line provided from the Advertiser to JOINBOOMER.

2.4 Solicited Email.

JOINBOOMER only sends email to individuals who have agreed on the Websites to receive email from JOINBOOMER or to individuals who have agreed on Third Party websites to receive email from Third Parties such as JOINBOOMER. JOINBOOMER does not send unsolicited email messages. As a result, statutes requiring certain formatting for unsolicited email are not applicable to JOINBOOMER'S email messages.

2.5 Targeted Advertising.

JOINBOOMER uses Individual Information to target advertising to an individual. When an individual is using the Internet, JOINBOOMER uses Technology Information (see also Section 2.7 below) to associate an individual with that person's Individual Information, and JOINBOOMER attempts to show advertising for products and services in which the person has expressed an interest in the Surveys, indicated an interest by means of Technology Information, and otherwise. JOINBOOMER may, at its discretion, target advertising by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers.

2.6 Direct Mail and Telemarketing.

JOINBOOMER may use Individual Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones.

2.7 Use of Technology Information.

JOINBOOMER uses Technology Information (1) to match a person's Survey Information and Third Party List Information to other categories of Individual Information to make and improve profiles of individuals, (2) to track a person's online browsing habits on the Internet, (3) to determine which areas of JOINBOOMER'S websites are most frequently visited. This information helps JOINBOOMER to better understand the online habits of individuals so that JOINBOOMER can target advertising and promotions to them.

2.8 Profiles of Individuals.

JOINBOOMER uses Individual Information to make a profile of an individual. A profile can be created by combining Survey Information and Third Party List Information with other sources of Individual Information such as information obtained from public databases.

2.9 Storage of Individual Information.

JOINBOOMER stores the Individual Information in a database on its' computers. Our computers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information under JOINBOOMER'S control. Not withstanding such measures, JOINBOOMER cannot guarantee that its security measures will prevent its computers from being illegally accessed, and the Individual Information on them stolen or altered.

3. Dissemination of Individual Information.

3.1 Sale or Transfer to Third Parties.

JOINBOOMER MAY SELL OR TRANSFER INDIVIDUAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN JOINBOOMER'S SOLE DISCRETION.

3.2 Order Fulfillment.

JOINBOOMER will transfer Individual Information to Third Parties when necessary to provide a product or service that a person orders from such Third Party while using JOINBOOMER'S websites or when responding to offers provided by JOINBOOMER.

3.3 Legal Process.

JOINBOOMER may disclose Individual Information to respond to subpoenas, court orders, and other legal processes.

3.4 Summary Data.

JOINBOOMER may sell or transfer non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons.

3.5 Access.

Individuals have access to their Individual Information collected to provide an opportunity for an individual to correct, amend, or delete such information. Access can be obtained by contacting us using the Contact Form. JOINBOOMER may also grant advertising clients and email services providers' access to an individual's email address to verify the origin of the Individual Information collected.

3.6 Do Not Call Registry Waiver.

Even though you may be on a National or State DO NOT CALL list, by submitting your contact information which may include your telephone number, you are expressly authorizing us and our advertising businesses and affiliates to contact you by telephone at the number you have used regarding the information you have expressed.

4. Privacy Practices of Third Parties.

4.1 Advertiser cookies and web beacons. Advertising agencies, advertising networks, and other companies (together, "Advertisers") who place advertisements on the Websites and on the Internet generally may use their own cookies, web beacons, and other technology to collect information about individuals. JOINBOOMER does not control Advertisers' use of such technology and JOINBOOMER has no responsibility for the use of such technology to gather information about individuals.

4.2 Links.

The Websites and email messages sometimes contain hypertext links to the websites of Third Parties. JOINBOOMER is not responsible for the privacy practices or the content of such other websites. Linked websites may contain links to websites maintained by Third Parties. Such links are provided for your convenience and reference only. JOINBOOMER does not operate or control in any respect any information, software, products or services available on such Third Party websites. The inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

4.3 Affiliated Companies.

JOINBOOMER may disclose, transfer, and sell Individual Information to entities affiliated with JOINBOOMER in JOINBOOMER'S discretion.

5. Unsubscribe Procedures.

If you wish to discontinue receiving email messages from JOINBOOMER, you have several options:

(a) Unsubscribe from one email list.

To unsubscribe from a particular list, either (1) send an email using the Contact Form or (2) follow the instructions in each promotional email message sent by JOINBOOMER.

(b) Unsubscribe from all of JOINBOOMER'S email lists.

We reserve the right to add Individual Information to multiple lists maintained by JOINBOOMER. To globally unsubscribe from all of JOINBOOMER'S lists, send an email using the Contact Form.

For more information about protecting your privacy, you may wish to visit: www.ftc.gov. If you have questions about this policy, please contact us using the Contact Form.

6. Using JoinBoomer.com’s mapping interface with Google API

You agree that You are responsible for your own conduct and content while using the Service and for any consequences thereof. You agree to use the Service only for purposes that are legal, proper and in accordance with these Terms of Service and any applicable policies or guidelines. By way of example, and not as a limitation, You agree that when using the Service, You will not:

• defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;

• upload, post, email or transmit or otherwise make available any inappropriate, defamatory, infringing, obscene, or unlawful content;

• upload, post, email or transmit or otherwise make available any content that infringes any patent, trademark, copyright, trade secret or other proprietary right of any party, unless You are the owner of the rights or have the permission of the owner to post such content;

• upload, post, email or transmit or otherwise make available messages that promote pyramid schemes, chain letters or disruptive commercial messages or advertisements, or anything else prohibited by law, these Terms of Service or any applicable policies or guidelines.

• download any file posted by another that You know, or reasonably should know, that cannot be legally distributed in such manner;

• impersonate another person or entity, or falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material;

• restrict or inhibit any other user from using and enjoying Google services; • use Google services for any illegal or unauthorized purpose;

• remove any copyright, trademark or other proprietary rights notices contained in or on Google services;

• interfere with or disrupt Google services or servers or networks connected to Google services, or disobey any requirements, procedures, policies or regulations of networks connected to Google services;

• use any robot, spider, site search/retrieval application, or other device to retrieve or index any portion of Google services or collect information about users for any unauthorized purpose;

• submit content that falsely expresses or implies that such content is sponsored or endorsed by Google; • create user accounts by automated means or under false or fraudulent pretenses, or obtain or attempt to obtain multiple keys for the Service;

• promote or provide instructional information about illegal activities or promote physical harm or injury against any group or individual; or

• transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature.

6.1 Using JoinBoomer’s Nethoods

The following terms and conditions are integrated into each user experience on Google maps as integrated in to JoinBoomer’s Social networking website. The neighbourhoods created on JoinBoomer.com are called nethoods. We are committed to protecting the privacy rights of our users, while creating a safe medium for our members to get to know their neighbours and help build a healthy, safe online community. We encourage our members to express themselves in a positive and productive way.

Defamation prevention

JoinBoomer.com is committed to protecting users and people having profiles on JoinBoomer.com against defamatory statements that adversely affect reputation. Any such actions are taken as a strict violation of our policies and will be dealt with accordingly. Please report any such behaviour on the website so we can deal with it.

Offensive speech

JoinBoomer.com will remove, once we are made aware, any offensive speech in the form of text, pictures, audio, and/or video posted on JoinBoomer.com, including that which is pornographic, spiteful, slanderous, and inflammatory.

Children and Minors

JoinBoomer.com is a networking place for everyone to keep in touch with their friends and those people around them. With our mapping application, we have created the opportunity for communities and neighbours to connect with each other. We have created privacy settings that restrict who can see your address and your profile information. We have created these setting for the protection of our users, especially children and minors. Children and minors should not expose their address or locations to any strangers. Report any abuse to JoinBoomer.com so we can review it. JoinBoomer.com, JoinBoomer Cares Network, any of our affiliates or subsidiaries have no liability for any abuse, whether physical, emotional, social or in any form. By agreeing to these terms you absolve JoinBoomer.com, JoinBoomer Cares Network, any of our affiliates or subsidiaries of any and all liabilities.

6.2 Using the Website

You represent, warrant and agree that no materials of any kind submitted through your account or otherwise posted, transmitted, or shared by you on or through the Service will violate or infringe upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary rights; or contain libelous, defamatory or otherwise unlawful material. You agree not to use the Service or the Site to:

use the Service or the Site in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Site;

harvest or collect email addresses or other contact information of other users from the Service or the Site by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications;

use automated scripts to collect information from or otherwise interact with the Service or the Site;

upload, post, transmit, share, store or otherwise make available any content that we deem to be harmful, threatening, unlawful, defamatory, infringing, abusive, inflammatory, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable;

upload, post, transmit, share, store or otherwise make available any videos other than those of a personal nature that: (i) are of you or your friends, (ii) are taken by you or your friends, or (iii) are upload, post, transmit, share, store or otherwise make available content that, in the sole judgment of Company, is objectionable or which restricts or inhibits any other person from using or enjoying the Site, or which may expose Company or its users to any harm or liability of any type.

upload, post, transmit, share, store or otherwise make available content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law;

upload, post, transmit, share or otherwise make available any unsolicited or unauthorized advertising, solicitations, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation; original art or animation created by you or your friends;

register for more than one User account, register for a User account on behalf of an individual other than yourself, or register for a User account on behalf of any group or entity;

impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age or your affiliation with any person or entity;

upload, post, transmit, share, store or otherwise make publicly available on the Site any private information of any third party, including, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers;

solicit personal information from anyone under 18 or solicit passwords or personally identifying information for commercial or unlawful purposes;

upload, post, transmit, share or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

intimidate or harass another; use or attempt to use another's account, service or system without authorization from the Company, or create a false identity on the Service or the Site.

6.3 User Content Posted on the Site

You are solely responsible for the photos, profiles (including your name, image, and likeness), messages, notes, text, information, music, video, advertisements, listings, and other content that you upload, publish or display (hereinafter, "post") on or through the Service or the Site, or transmit to or share with other users (collectively the "User Content"). You may not post, transmit, or share User Content on the Site or Service that you did not create or that you do not have permission to post. You understand and agree that the Company may, but is not obligated to, review the Site and may delete or remove (without notice) any Site Content or User Content in its sole discretion, for any reason or no reason, including User Content that in the sole judgment of the Company violates this Agreement, or which might be offensive, illegal, or that might violate the rights, harm, or threaten the safety of users or others. You are solely responsible at your sole cost and expense for creating backup copies and replacing any User Content you post or store on the Site or provide to the Company.

When you post User Content to the Site, you authorize and direct us to make such copies thereof as we deem necessary in order to facilitate the posting and storage of the User Content on the Site. By posting User Content to any part of the Site, you automatically grant, and you represent and warrant that you have the right to grant, to the Company an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such User Content for any purpose, commercial, advertising, or otherwise, on or in connection with the Site or the promotion thereof, to prepare derivative works of, or incorporate into other works, such User Content, and to grant and authorize sublicenses of the foregoing. You may remove your User Content from the Site at any time. If you choose to remove your User Content, the license granted above will automatically expire, however you acknowledge that the Company may retain archived copies of your User Content. JoinBoomer does not assert any ownership over your User Content; rather, as between us and you, subject to the rights granted to us in these Terms, you retain full ownership of all of your User Content and any intellectual property rights or other proprietary rights associated with your User Content.

7.0 JoinBoomer Cares Network Disclaimer

7.1 Terms and Conditions

Welcome to JoinBoomer cares network. These Terms and Conditions (these 'Terms of Service') govern your access to and use of this website and the various online tools and services that JoinBoomer cares network makes available through its website to facilitate online fundraising. You should read these Terms of Service carefully before accessing or using this website or any of JoinBoomer cares network’s tools and services. By accessing or using this website or the JoinBoomer cares network tools and services you agree to be legally bound by these Terms of Service. If you do not agree to these Terms of Service, you may not use this website or the JoinBoomer cares network tools and services.

This website and the tools and services accessible through this website are owned and operated by JoinBoomer cares network, Inc. Whenever these Terms of Service refer to 'we', 'our', or 'us', we are referring to JoinBoomer cares network, Inc. From time to time we may revise or modify these Terms of Service by posting the revised Terms of Service on this website, without notice to you. Any subsequent use by you of this website or the tools or services accessible on this website will be governed by the then current Terms of Service. The current version of the Terms of Service can be found on this page.

7.2 JoinBoomer cares network account creation

We make this website available for use by the general public, subject to these Terms of Service. When you make a donation to the JoinBoomer Cares Network, you will be asked to create a JoinBoomer.com account. In order to access and use the JoinBoomer Cares Network you must complete the account creation process. Access to and use of password-protected and secure areas is restricted to users who have created an account. Any attempt to access restricted areas without authorization is prohibited.

When you create an account with JoinBoomer cares network, you will need to choose a password to access the website. You are responsible for maintaining the confidentiality of your password. Keep your password in a secure place and do not allow any unauthorized persons access to your password. If you become aware of any unauthorized use of your password or other security breach, notify JoinBoomer cares network immediately.

7.3 Privacy policy and security

We are committed to protecting your privacy and providing you with the means to make secure online donations. JoinBoomer cares network’s use of information provided by you is governed by JoinBoomer.com’s Privacy Policy, and JoinBoomer.com may amend it from time to time. The Privacy Policy is incorporated into these Terms of Service by reference.

7.4 Information provided through our website

Any information; ideas or opinions posted by users of the JoinBoomer cares network tools, services or website do not necessarily reflect our views. We do not assume responsibility for the accuracy of any information, ideas or opinions posted by users and are not liable for any claims, damages or losses resulting from such information, ideas or opinions.

If you post any information, materials or other content on our website, you authorize us to use and publish such materials in any manner we choose and without any obligation to compensate you or anyone else. When posting any information, materials or content you agree that you will not:

• harass, defame, intimidate or threaten another user;

• interfere with another user’s rights to privacy;

• post any material that is defamatory (i.e., disparaging to the reputation of an individual or business);

• post any material that is obscene, offensive or indecent;

• post any trademarks, logos, copyrighted material or other intellectual property without the authorization of the owner;

• post any materials that may damage the operation of a computer (such as a virus, worm or Trojan horse); or

7.5 Partner services

Our website may provide links to third-party websites or services and may link you automatically to sponsors’ or third parties' websites or services. We provide such links solely for the convenience of our users. We do not review or endorse, and are not responsible for, any content, advertising, products, services or other materials on or available from such websites or services. You assume full responsibility for your use of third-party websites or services.

7.6 Donations to charities; our costs

You are solely responsible for ensuring that you have selected the correct organization to fundraiser for or donate to. All donations to charities are made as unrestricted gifts and may not be specified for any particular purpose. The amount of donations to the charity designated by you are charged on your credit card or through a paypal account and paid to, and processed by, JoinBoomer cares network or its affiliates such charity’s behalf. Any payments of donations are final and non-refundable. The donations will be held in a separately managed bank account until such time as JoinBoomer cares network forwards the donations to the charity. JoinBoomer cares network forwards donations to the charity at intervals as determined by JoinBoomer cares network and the charity. It is as frequently as weekly but no less frequently than quarterly. Your donations to the charity designated by you will be net of any expenses JoinBoomer cares network incurs to carry out this service. This fee structure is subject to change from time to time at the sole discretion of JoinBoomer cares network.

7.7 Unauthorized card use

You agree not to use an invalid or unauthorized credit card. Once a donation is made, the transaction is final and not subject to dispute unless unauthorized use of your payment card is proved. If you become aware of fraudulent use of your card, or if it is lost or stolen, you must notify your card provider in accordance with its reporting rules.

7.8 Tax Receipts and Information; disclaimer

JoinBoomer cares network is not an accounting, taxation or financial advisor, and you should not rely on information given on this website to determine the accounting, tax or financial consequences of making donations to charity. JoinBoomer cares network makes no representation as to whether all or any portion of the donations to any charity is tax deductible. We strongly recommend that you consult your own advisor/s about any accounting, taxation or financial consequences that may affect you. JoinBoomer cares network shall have no liability for any claim by any federal, provincial or state tax authority with respect to your characterization of any donations through this website on your federal or state tax returns.

Trademarks

The names JoinBoomer.com and the JoinBoomer cares network logo and any other product and service names that we may present on the website from time to time may not be used in connection with any product or service that is not JoinBoomer.com’s or JoinBoomer Cares Network nor in any manner that is likely to cause confusion, or in any way that may disparage or discredit JoinBoomer.com or the JoinBoomer Cares Network. Other trademarks, service marks or logos that appear on the website, in particular (but not exclusively) those of charities registered with JoinBoomer cares network are the property of their respective owners and are likely to be registered trademarks and subject to restrictions as to their use. They must not be used without the express permission of both JoinBoomer Cares Network and the trademark owner.

Copyright

All content on the JoinBoomer.com and JoinBoomer Cares Network website is owned by JoinBoomer.com, the charities registered with JoinBoomer cares network, or other original providers, and is protected by applicable intellectual property and proprietary rights and laws. You may copy such content for your own personal, non-commercial use provided you do not alter it or remove any copyright, trademark, or other proprietary notice. No other use of the website’s content is permitted without the express prior permission of JoinBoomer.com, and, where applicable, the copyright holder. Inquiries and permission requests may be sent to info@JoinBoomer.com

Responsibility

If you use this website, you are responsible for maintaining the confidentiality of the personal account information you submit. You agree to accept responsibility for all activities that occur under your account. You represent that you are of sufficient legal age to use this website. You understand that you are financially responsible for all uses of this website by you and those using your personal information.

Changes to the service

JoinBoomer cares network reserves the right, in its sole discretion, to modify, suspend or discontinue all or any part of the services or tools at any time with or without notice to you. Unless specifically exempted, any new features, services or software applications introduced will be subject to these Terms of Service.

Failure to comply with these terms of Service

JoinBoomer cares network may terminate your right to use this website and any of the JoinBoomer cares network tools and services at any time and without notice. We will terminate your right to use our website and any of the JoinBoomer cares network tools and services if you violate any of these Terms of Service or any other policy posted on our website, if you use or attempt to use this website, the tools or the services for fraudulent purposes, or if we become aware that you are infringing any copyright or other intellectual property right.

Limitation of liability; disclaimer of warranties

To the maximum extent permitted by law, JoinBoomer cares network disclaims liability for any loss or damages, whether direct, indirect, special, incidental or consequential (even if JoinBoomer cares network has been advised of the possibility of such damages) arising out of (i) your use of the JoinBoomer cares network tools, website or services or your inability to do so (ii) your reliance on any content provided on the website or through the services and/or (iii) goods and services in any way associated with the website and services.

DISCLAIMER

THE SERVICES, INFORMATION, AND DATA (COLLECTIVELY THE "INFORMATION") MADE AVAILABLE ON THE WEB SITE ARE PROVIDED "AS IS," WITHOUT WARRANTIES OF ANY KIND. JOINBOOMER.COM INT'L,INC./JOINBOOMER.COM, INC. (JOINBOOMER) EXPRESSLY DISCLAIMS ANY REPRESENTATION AND WARRANTY, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. JOINBOOMER WILL HAVE ABSOLUTELY NO LIABILITY IN CONNECTION WITH THE SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LIABILITY FOR DAMAGE TO THE WEB SITE USER'S COMPUTER, ANY HARDWARE, DATA, INFORMATION, MATERIALS, AND BUSINESS RESULTING FROM THE INFORMATION, OR THE LACK OF INFORMATION, AVAILABLE ON THE WEB SITE. JOINBOOMER WILL HAVE NO LIABILITY FOR:

i. ANY AND ALL LOSSES OR INJURIES CAUSED, IN WHOLE OR IN PART, BY JOINBOOMER'S ACTIONS, OMISSIONS, OR NEGLIGENCE, OR FOR CONTINGENCIES BEYOND JOINBOOMER'S CONTROL IN PROCURING, COMPILING, OR DELIVERING THE INFORMATION;

ii. ANY AND ALL ERRORS, OMISSIONS, OR INACCURACIES IN THE INFORMATION REGARDLESS OF HOW CAUSED, OR DELAYS OR INTERRUPTIONS IN DELIVERY OF THE INFORMATION; OR

iii. ANY DECISION MADE, OR ACTION TAKEN OR NOT TAKEN, IN RELIANCE UPON THE INFORMATION FURNISHED ON THE WEB SITE. JOINBOOMER MAKES NO WARRANTY, REPRESENTATION, OR GUARANTY AS TO THE CONTENT, SEQUENCE, ACCURACY, TIMELINESS, OR COMPLETENESS OF THE INFORMATION ON THE WEB SITE, OR THAT THE INFORMATION IS RELIABLE FOR ANY REASON. JOINBOOMER MAKES NO WARRANTY, REPRESENTATION, OR GUARANTY THAT THE INFORMATION WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY DEFECTS CAN BE CORRECTED. FOR THE PURPOSES OF THIS SECTION, " JOINBOOMER " INCLUDES, WITHOUT LIMITATION, JOINBOOMER'S DIVISIONS, SUBSIDIARIES, SUCCESSORS, AND THEIR (INCLUDING JOINBOOMER'S) EXECUTIVES, DIRECTORS, OFFICERS, MANAGERS, EMPLOYEES, CONSULTANTS, CONTRACTORS, AGENTS, AFFILIATES, THIRD-PARTY PROVIDERS, MERCHANTS, LICENSORS OR THE LIKE.